YOUR BENEFITS
If you are injured on the job, your employer is obligated to provide you with benefits. You may have been injured while outside your employer's place of business. The injury may have taken a second, a minute, a year, ten years or your entire employment to occur. You may even have been at fault. But if you were working for your employer at the time of the injury, you are entitled to workers' compensation benefits.
1. Temporary disability
2. Permanent disability
3. Medical care
4. Reimbursement for mileage
5. Vocational rehabilitation
6. Death Benefits
7. Penalties
Temporary disability.
If you are injured at work, your employer is obligated to provide you with benefits such as:
a. Compensation.
b. Medical treatment.
c. Modified Work.
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Permanent disability.
If your work injury has left you permanently disabled in any way, your employer must provide you with benefits such as:
a. Compensation for any work restrictions.
b. Future medical care.
c. Lifetime pension for serious injuries.
d. Vocational rehabilitation.
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Medical care.
Your employer must provide you with medical care for your work injury. You can be treated by a doctor or facility chosen by your employer or you may select your own treating doctor or facility. If you are dissatisfied with the treatment provided by your employer, you are entitled to chose your own facility.
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Reimbursement for mileage.
Your employer is obligated to pay you for mileage and parking to and from your treating doctor, pharmacy or facility providing you with vocational rehabilitation.
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Vocational rehabilitation.
If you can no longer perform the same type of job due to your work injury, your employer is obligated to provide you with vocational training which may include:
a. Trade school.
b. On-the-job training.
c. Modified or alternate work.
d. Assisting you in starting your own business.
e. Placing you in another position using skills you have already learned.
Not only are your tuition, books, tools, etc. paid in full, but while you are being trained, you are entitled to:
1. A maintenance allowance to help you with your living expenses.
2. Mileage to and from the facility offering you training.
3. Counseling.
4. Job placement services.
5. Child care.
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Death Benefits.
If your death is work-related, benefits, including burial and funeral expenses, will be paid to your dependents.
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Penalties.
If the insurance company mishandles any part of your claim, you may be entitled to additional monies from the penalties which it will have to pay.
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